he New Year is approaching fast and it is
that time of the year when our budgets go for a toss. We tend to go on a
spending spree for buying gifts for our near and dear ones without
realizing the state of our bank balance. And if we do not keep a check
on our bank accounts or do some smart budgeting, we might just go into
the New Year with a big smile but an empty bank balance. So how does
one plan his/her budget so that both our smile as well as our bank
balance remains intact going into the New Year? Let us take a look at
how one could save money in a smart way.
